Now live in Canada, USA & 80+ countries

The Future of
Global Payments
is Here

Sky Wire merges international money transfers, merchant payment processing, and multi-currency banking into one intelligent platform — at a fraction of the cost.

Canadian company
Bank-grade security
Instant settlements
Healthcare-native
● LIVE
Total Balance
$48,291.50
↑ +$2,841 this month · 5 currencies
🇨🇦
CAD
$24,100.00
🇺🇸
USD
$16,842.30
🇬🇧
GBP
£4,200.00
🇪🇺
EUR
€2,850.00
Send
Receive
Exchange
Pay
Transfer Sent
$8,500 CAD
→ $6,312 USD • 0.28% fee
Settlement complete
In 4 seconds
$2.4B+
Processed annually
160+
Countries supported
50+
Currencies held
0.19%
Average FX fee

One Platform. Every Payment.

The only platform that handles international transfers, merchant payments, multi-currency wallets, and healthcare billing in one unified account.

Global Money Transfers
Send money to 160+ countries at the real mid-market exchange rate. No hidden margins. 95% of transfers arrive within 24 hours — most in seconds.
0.19% avg fee
Merchant Payment Processing
Accept Visa, Mastercard, Amex, INTERAC, Apple Pay, Google Pay. Interchange-plus pricing with no monthly fees, no contracts, and a rate-lock guarantee.
No monthly fees
Multi-Currency Accounts
Hold 50+ currencies, receive payments using local bank details (CAD, USD, GBP, EUR, AUD), and convert instantly between any pair at zero markup.
50+ currencies
AI-Powered FX Engine
Our AI monitors exchange rate patterns and automatically converts currency at optimal moments — saving businesses up to 40% on FX costs vs manual conversion.
SKY exclusive
Healthcare Payment Suite
Purpose-built for clinics, pharmacies, and health networks. OHIP-ready billing, direct insurance claims, medical invoicing, and pharma supply chain payments.
SKY exclusive
Instant Settlement
Unlike traditional processors that hold funds 2-5 days, Sky Wire settles to your account in real-time using our proprietary payment rails — 24/7 including weekends.
Real-time
Smart Invoicing
AI-generated invoices, automated reminders, multi-currency billing, and recurring payments. Your customers pay in their currency; you receive in yours.
AI-powered
Business Intelligence
Real-time dashboards, cash flow forecasting, FX exposure reports, and tax-ready exports. Connect to QuickBooks, Xero, and 100+ business tools via API.
API-first
Enterprise Security
SOC 2 Type II certified. End-to-end encryption, multi-factor auth, fraud detection AI, and Canadian data residency. FINTRAC registered and PCIDSS compliant.
Bank-grade

Up and running in minutes

No paperwork. No branch visit. No waiting days. Open your account online and start transacting globally today.

1
Create Your Account
Sign up in under 5 minutes with your email and business details. Verify your identity digitally — no branch visit required. FINTRAC-compliant onboarding.
2
Fund & Connect
Add funds via INTERAC e-Transfer, wire, or card. Connect your bank accounts, POS hardware, or e-commerce platform. Integrate with your existing healthcare systems via API.
3
Pay, Collect & Grow
Send money globally, accept payments from customers anywhere, convert currencies at the best rates, and get real-time settlement — all from one dashboard.

Send money globally at real rates

Stop paying bank fees. Sky Wire uses the mid-market exchange rate — the rate you see on Google — with a transparent fee from just 0.19%.

  • 160+ countries, 50+ currencies supported
  • 95% of transfers arrive within 24 hours, most instantly
  • Local bank details in CAD, USD, GBP, EUR, AUD and more
  • Zero markup on the mid-market exchange rate
  • Batch transfers for payroll and supplier payments
  • SWIFT, SEPA, INTERAC and local rails
Recent Transfers
🇺🇸
MedSupply Corp
United States • USD wire
-$12,400 CAD
= $9,182 USD
🇬🇧
PharmaTech UK
United Kingdom • GBP
-$8,200 CAD
= £4,800 GBP
🇦🇺
Clinic Network AU
Australia • AUD
-$5,000 CAD
= $5,560 AUD
⚡
AI Rate Alert Triggered
USD/CAD at 6-month high
Auto-converted

Accept payments everywhere

From clinic front desks to e-commerce checkouts — Sky Wire processes every payment method with transparent interchange-plus pricing and zero monthly fees.

  • In-person: Tap, chip, swipe, INTERAC, Apple Pay, Google Pay
  • Online: Payment links, hosted checkout, subscription billing
  • Virtual terminal for keyed-in and phone orders
  • ACH/EFT payments for large-value transactions at near-zero cost
  • Rate-lock guarantee — your rate never changes
  • Real-time settlement — funds in your account same-day
$184,200
This month's volume
$412.80
Total fees paid
Payment methods — this month
Visa / Mastercard62%
INTERAC21%
ACH / EFT11%
Apple / Google Pay6%

No monthly fees. Ever.

Pay only for what you use. No surprises, no hidden charges, no lock-in contracts. Cancel anytime.

Personal
Free/mo
Perfect for individuals sending money abroad

  • Up to $10,000/mo in transfers
  • Hold 10 currencies
  • Mid-market FX rate + 0.45% fee
  • Virtual debit card
  • Standard 24-hr settlement
  • Mobile app access
Get Started Free
Healthcare / Enterprise
Custom
For clinics, health networks, and high-volume businesses

  • Everything in Business
  • OHIP billing integration
  • Direct insurance claims processing
  • Lowest FX rates available
  • Dedicated account manager
  • Custom API access & webhooks
  • SLA-backed 99.99% uptime
  • Unlimited team members
Contact Sales

Sky Wire vs. the competition

See why forward-thinking businesses are choosing Sky Wire's unified platform over fragmented legacy tools.

Wise / PayPal
International transfers only
Moneris
Merchant payments only
✦ All-in-One
Sky Wire
Every feature, one platform
International money transfers✓✗✓
Merchant payment processing✗✓✓
Multi-currency wallets (50+)✓✗✓
Mid-market FX rate✓✗✓
INTERAC paymentsPartial✓✓
Real-time settlement (24/7)✗✗✓
AI-powered FX optimization✗✗✓
Healthcare billing (OHIP)✗✗✓
Physical debit/business cards✓✗✓
ACH/EFT payments✗✓✓
Invoicing & recurring billingBasic✓✓ AI-powered
No monthly fees✓✓✓
Canadian data residency✗✓✓
Single unified dashboard✗✗✓

Trusted by Canadian businesses

★★★★★
"We used three separate platforms for transfers, payments, and invoicing. Sky Wire replaced all of them and saved us $4,200 in monthly fees. The real-time FX AI alone paid for itself in the first week."
🧑‍⚕️
Dr. Sarah Chen
Owner, Lakeview Medical Clinic — Toronto, ON
★★★★★
"Switching our pharma supply payments to Sky Wire was a game changer. We process $800K/month in international supplier payments at rates banks can't touch. Settlement is same-day."
💊
Marcus Johansson
CFO, NorthMed Pharmaceuticals — Calgary, AB
★★★★★
"The OHIP billing integration saved our front desk 3 hours per day. Add global billing in 50 currencies for our international patients and Sky Wire is simply the best platform out there."
🏥
Amara Nwosu
Admin Director, Skyline Health Network — Ottawa, ON

Your money, anywhere

The Sky Wire app puts your entire financial operation in your pocket. Transfers, payments, cards, and analytics — all synced in real time across all devices.

🍎
Download on the
App Store
▶
Get it on
Google Play
Good morning
Austin 👋
🔔
Total Balance
$48,291
↑ +5.8% this month
↑
Send
↓
Receive
⇄
Exchange
📋
Invoice
Recent Activity
🇺🇸
USD Transfer
2 min ago
-$4,200
💳
Card Payment
1 hr ago
+$892
🧾
Invoice Paid
Today 9am
+$3,400